Frequently Asked Questions

FAQ: FAQ

When should I refinance?

If you believe that there is a better loan out there than the one you are on or you are unhappy with the level of service provided to you by your existing bank.
Talk to me about your requirements and objectives to find a bank that better suits your everyday needs

Should I get a fixed rate or a Variable rate loan?

Depending on whether you can make additional and lump sum payments or just want to make set repayments each month. The decision is based on your financial position and what suits you.

How can I pay off my home loan sooner rather than later?

There are many ways to reduce the term of your home loan.

The most common way is to halve your monthly repayment and commence paying that amount on a fortnightly basis. By doing this you will be paying an additional month each year off your mortgage.